@seachanger It's a very weird feeling when your oncologist says to you "We are just waiting for insurance approval" for a treatment. So the insurer dictates standards of care. That is incredibly dangerous imho.
@seachanger I had to have a tumor identified by a specialist lab. I got no say in any of this, it was done without my knowledge - and I had no problem with them trying to help me. The insurer declined payment as it was 'experimental'.